PROACTIVE OPTI-flex® Strategies Overview- In building our portfolios the Portfolio Manager performs extensive research and makes an overall judgement of market activity. This research first drives our asset allocation model then moves into specific types of investments. With the asset allocation model in place then it is time to research and drill the best money managers within our intended investment. These two areas make up the |
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| biggest portion of our strategy. Once the investments are set then there will be ongoing research thus possible changes in the look of the asset allocation from time to time. This is much different then a standard buy and hold investing strategy. One’s investment is continuously being monitored and enhanced based on what is happening in the market, thus being able to take advantage of inefficiencies that might occur in the market. |
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Being relatively small company compared to the massive New York companies, PROACTIVE Money Management, Inc. is able to not only provide our customers with a return that is competitive with most all investment vehicles but add a personal touch and stay grounded to what is important which is our clients. With our superior service and nationally ranked strategies we are clearly the best choice for your investments. OPTI-flex® Money Management Strategies
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| Strategy or Index / Time Period | 1 year |
3 year |
5 year |
SI* |
| PROACTIVE Strategy | 12.59% |
12.96% |
17.80% |
11.36% |
| S&P 500 Stock Index (dividends not reinvested) | 5.49% |
8.62% |
12.82% |
4.67% |
| Benchmark Return* (see description below) | 8.19% |
9.94% |
12.25% |
8.08% |
| *Since Inception 06/30/2001 |
About the benchmark
Past performance is no guarantee of future results. The benchmark for performance in this PROACTIVE Strategy is an average of “the market return” and a 10% fixed annual return. I consider “the market return” to be an average of the returns of the Wilshire 5000 Stock Index and the Dow Jones World Stock Index. The benchmark is calculated and updated as an index on a monthly basis. There can be no guarantee that the benchmark will be met through the use of the PROACTIVE Strategy, and we would NOT expect to meet the benchmark over every period of evaluation. However the benchmark can be used as a good starting point in evaluating the effectiveness of the manager over periods of 12 months or longer.
Past performance does not guarantee future results.
Before investing please carefully consider the investment goals, risks, charges and expenses. Furthermore read the ADV part II to better understand the investment, to obtain an ADV part II, which contains this and other information, please call PROACTIVE Money Management, Inc. Sales and Marketing Services at 1-(888) 776-2284 ext. 5.
These summary figures are combined for all accounts managed according to the OPTI-flex® PROACTIVE Asset Allocation Strategy of PROACTIVE Money Management, Inc. administered through FISERV ISS. Capital gains and dividends have been reinvested. Performance reflects deduction of all fees charged to each account, but since some clients prepay their fees from another source, and some clients pay lower fees because of the amount of money they have under management, the figures slightly overstate the net return for a typical client paying maximum fees, and they likewise slightly understate the net return for a typical client paying the minimum fees. No allowance has been made for any income taxes that would be payable for taxable accounts. It should not be assumed that recommendations made in the future will be profitable or will equal past performance. Based on $6,044,653 in 31 accounts.